820 Payment Order/Remittance Advice

Functional Group ID=RA

Introduction:

This Draft Standard for Trial Use contains the format and establishes the data contents of the Payment Order/Remittance Advice Transaction Set (820) for use within the context of an Electronic Data Interchange (EDI) environment. The transaction set can be used to make a payment, send a remittance advice, or make a payment and send a remittance advice.  This transaction set can be an order to a financial institution to make a payment to a payee. It can also be a remittance advice identifying the detail needed to perform cash application to the payee's accounts receivable system. The remittance advice can go directly from payer to payee, through a financial institution, or through a third party agent.

Notes:

Heading:

	Pos.	Seg.		Req.		Loop	Notes and
	No.	ID	Name	Des.	Max.Use	Repeat	Comments	
M	010	ST	Transaction Set Header	M	1									
M	020	BPR	Beginning Segment for Payment Order/Remittance Advice	M	1									
Not Used	030	NTE	Note/Special Instruction	O	>1									
	035	TRN	Trace	O	1		c1							
Not Used	040	CUR	Currency	O	1		c2							
Not Used	050	REF	Reference Identification	O	>1									
Not Used	060	DTM	Date/Time Reference	O	>1									
			LOOP ID - N1			>1								
	070	N1	Name (Payee)	O	1		c3							
Not Used	080	N2	Additional Name Information	O	>1									
Not Used	090	N3	Address Information	O	>1									
Not Used	100	N4	Geographic Location	O	1									
Not Used	110	REF	Reference Identification	O	>1									
Not Used	120	PER	Administrative Communications Contact	O	>1									
Not Used	130	RDM	Remittance Delivery Method	O	1									
Not Used	140	DTM	Date/Time Reference	O	1									
														
			LOOP ID - N1			>1								
	070	N1	Name (Payer)	O	1									
Not Used	080	N2	Additional Name Information	O	>1									
Not Used	090	N3	Address Information	O	>1									
Not Used	100	N4	Geographic Location	O	1									
Not Used	110	REF	Reference Identification	O	>1									
Not Used	120	PER	Administrative Communications Contact	O	>1									
Not Used	130	RDM	Remittance Delivery Method	O	1									
Not Used	140	DTM	Date/Time Reference	O	1									

Detail:

	Pos.	Seg.		Req.		Loop	Notes and
	No.	ID	Name	Des.	Max.Use	Repeat	Comments	
			LOOP ID - ENT			>1								
	010	ENT	Entity	O	1		n1, c4							
			LOOP ID - NM1			>1								
Not Used	020	NM1	Individual or Organizational Name	O	1		c5							
Not Used	030	N2	Additional Name Information	O	>1									
Not Used	040	N3	Address Information	O	>1									
Not Used	050	N4	Geographic Location	O	1									
Not Used	060	REF	Reference Identification	O	>1									
Not Used	070	PER	Administrative Communications Contact	O	>1									
														
			LOOP ID - ADX			>1								
Not Used	080	ADX	Adjustment	O	1		c6							
Not Used	090	NTE	Note/Special Instruction	O	>1									
Not Used	100	PER	Administrative Communications Contact	O	>1									
Not Used	105	DTM	Date/Time Reference	O	1									
			LOOP ID - REF			>1								
Not Used	110	REF	Reference Identification	O	1									
Not Used	120	DTM	Date/Time Reference	O	>1									
														
			LOOP ID - IT1			>1								
Not Used	130	IT1	Baseline Item Data (Invoice)	O	1		c7							
			LOOP ID - REF			>1								
Not Used	140	REF	Reference Identification	O	1									
Not Used	141	DTM	Date/Time Reference	O	1									
														
			LOOP ID - SAC			>1								
Not Used	142	SAC	Service, Promotion, Allowance, or Charge Information	O	1									
Not Used	143	TXI	Tax Information	O	>1									
														
			LOOP ID - SLN			>1								
Not Used	144	SLN	Subline Item Detail	O	1									
			LOOP ID - REF			>1								
Not Used	145	REF	Reference Identification	O	1									
Not Used	146	DTM	Date/Time Reference	O	>1									
														
			LOOP ID - SAC			>1								
Not Used	147	SAC	Service, Promotion, Allowance, or Charge Information	O	1									
Not Used	148	TXI	Tax Information	O	>1									
														
			LOOP ID - RMR			>1								
	150	RMR	Remittance Advice Accounts Receivable Open Item Reference	O	1		c8							
Not Used	160	NTE	Note/Special Instruction	O	>1									
	170	REF	Reference Identification [6O:Usage Unique ID]	O	>1									
	170	REF	Reference Identification (Q5:SD ID)	O	>1									
	170	REF	Reference Identification (11:Non-Billing Party Account ID)	O	>1									
	170	REF	Reference Identification (45:Old Billing Party Account ID)	O	>1									
	170	REF	Reference Identification (QY:Service Type)	O	>1									
	180	DTM	Date/Time Reference [809:Date Posted]	O	>1									
			LOOP ID - IT1			>1								
Not Used	190	IT1	Baseline Item Data (Invoice)	O	1		c9							
			LOOP ID - REF			>1								
Not Used	200	REF	Reference Identification	O	1									
Not Used	201	DTM	Date/Time Reference	O	1									
														
			LOOP ID - SAC			>1								
Not Used	202	SAC	Service, Promotion, Allowance, or Charge Information	O	1									
Not Used	203	TXI	Tax Information	O	>1									
														
			LOOP ID - SLN			>1								
Not Used	204	SLN	Subline Item Detail	O	1									
			LOOP ID - REF			>1								
Not Used	205	REF	Reference Identification	O	1									
Not Used	206	DTM	Date/Time Reference	O	>1									
														
			LOOP ID - SAC			>1								
Not Used	207	SAC	Service, Promotion, Allowance, or Charge Information	O	1									
Not Used	208	TXI	Tax Information	O	>1									
														
			LOOP ID - ADX			>1								
Not Used	210	ADX	Adjustment	O	1		c10							
Not Used	220	NTE	Note/Special Instruction	O	>1									
Not Used	230	PER	Administrative Communications Contact	O	>1									
			LOOP ID - REF			>1								
Not Used	240	REF	Reference Identification	O	1									
Not Used	250	DTM	Date/Time Reference	O	>1									
														
			LOOP ID - IT1			>1								
Not Used	260	IT1	Baseline Item Data (Invoice)	O	1		c11							
			LOOP ID - REF			>1								
Not Used	270	REF	Reference Identification	O	1									
Not Used	271	DTM	Date/Time Reference	O	1									
														
			LOOP ID - SAC			>1								
Not Used	272	SAC	Service, Promotion, Allowance, or Charge Information	O	1									
Not Used	273	TXI	Tax Information	O	>1									
														
			LOOP ID - SLN			>1								
Not Used	274	SLN	Subline Item Detail	O	1									
			LOOP ID - REF			>1								
Not Used	275	REF	Reference Identification	O	1									
Not Used	276	DTM	Date/Time Reference	O	>1									
														
			LOOP ID - SAC			>1								
Not Used	277	SAC	Service, Promotion, Allowance, or Charge Information	O	1									
Not Used	278	TXI	Tax Information	O	>1									
														
			LOOP ID - TXP			>1								
Not Used	280	TXP	Tax Payment	O	1		n2							
Not Used	285	TXI	Tax Information	O	>1									
														
			LOOP ID - DED			>1								
Not Used	287	DED	Deductions	O	1		n3							
														
			LOOP ID - LX			>1								
Not Used	290	LX	Assigned Number	O	1		n4							
Not Used	295	REF	Reference Identification	O	>1									
Not Used	300	TRN	Trace	O	>1									
			LOOP ID - NM1			>1								
Not Used	305	NM1	Individual or Organizational Name	O	1									
Not Used	310	REF	Reference Identification	O	>1									
Not Used	315	G53	Maintenance Type	O	1									
			LOOP ID - AIN			>1								
Not Used	320	AIN	Income	O	1									
Not Used	325	QTY	Quantity	O	>1									
Not Used	330	DTP	Date or Time or Period	O	>1									
														
			LOOP ID - PEN			>1								
Not Used	335	PEN	Pension Information	O	1									
Not Used	340	AMT	Monetary Amount	O	>1									
Not Used	345	DTP	Date or Time or Period	O	>1									
			LOOP ID - INV			>1								
Not Used	350	INV	Investment Vehicle Selection	O	1									
Not Used	355	DTP	Date or Time or Period	O	>1									
														
			LOOP ID - N9			1								
Not Used	360	N9	Reference Identification	O	1		n5							
			LOOP ID - AMT			>1								
Not Used	370	AMT	Monetary Amount	O	1		c12							
Not Used	380	REF	Reference Identification	O	>1									
														
			LOOP ID - N1			>1								
Not Used	390	N1	Name	O	1									
Not Used	400	REF	Reference Identification	O	>1									
			LOOP ID - EMS			>1								
Not Used	410	EMS	Employment Position	O	1									
Not Used	420	ATN	Attendance	O	>1									
Not Used	430	AIN	Income	O	>1									
Not Used	440	PYD	Payroll Deduction	O	>1									
														
			LOOP ID - RYL			>1								
Not Used	450	RYL	Royalty Payment	O	1		n6							
			LOOP ID - NM1			>1								
Not Used	460	NM1	Individual or Organizational Name	O	1									
			LOOP ID - LOC			>1								
Not Used	470	LOC	Location	O	1									
			LOOP ID - PID			>1								
Not Used	480	PID	Product/Item Description	O	1									
Not Used	490	DTM	Date/Time Reference	O	1									
			LOOP ID - PCT			>1								
Not Used	500	PCT	Percent Amounts	O	1									
Not Used	510	QTY	Quantity	O	1									
			LOOP ID - AMT			>1								
Not Used	520	AMT	Monetary Amount	O	1									
Not Used	530	ADX	Adjustment	O	>1									
														
			LOOP ID - ASM			1								
Not Used	540	ASM	Amount and Settlement Method	O	1									
Not Used	550	ADX	Adjustment	O	1									

Summary:

	Pos.	Seg.		Req.		Loop	Notes and
	No.	ID	Name	Des.	Max.Use	Repeat	Comments	
M	010	SE	Transaction Set Trailer	M	1									

Transaction Set Notes

1.	The ENT loop is for vendor or consumer third party consolidated payments.
2.	The TXP loop is for tax payments.
3.	The DED loop is for child support payments.
4.	The LX loop is for pension payments.
5.	The N9 loop is for payroll payments.
6.	The RYL loop is for royalty payments.

Transaction Set Comments

1.	The TRN segment is used to uniquely identify a payment order/remittance advice.
2.	The CUR segment does not initiate a foreign exchange transaction.
3.	The N1 loop allows for name/address information for the payer and payee which would be utilized to address remittance(s) for delivery.
4.	ENT09 may contain the payee's accounts receivable customer number.
5.	Allowing the NM1 segment to repeat in this area allows the paying entity within a payer and the paid entity within a payee to be identified (not the payer and payee).
6.	This ADX loop contains adjustment items which are not netted to an RMR segment in this transaction set.
7.	Loop IT1 within the ADX loop is the adjustment line item detail loop.
8.	Loop RMR is for open items being referenced or for payment on account.
9.	Loop IT1 within the RMR loop is the remittance line item detail loop.
10.	This ADX loop can only contain adjustment information for the immediately preceding RMR segment and affects the amount (RMR04) calculation. If this adjustment amount is not netted to the immediately preceding RMR, use the outer ADX loop (position 080).
11.	Loop IT1 within the ADX loop is the adjustment line item detail loop.
12.	The AMT segment can be used to provide information about allocation or distribution of gross pay that is split across multiple payment orders.

	Segment:	ST Transaction Set Header
	Position:	010
	Loop:
	Level:	Heading
	Usage:	Mandatory
	Max Use:	1
	Purpose:	To indicate the start of a transaction set and to assign a control number
	Syntax Notes:
	Semantic Notes:	1	The transaction set identifier (ST01) is used by the translation routines of the interchange partners to select the appropriate transaction set definition (e.g., 810 selects the Invoice Transaction Set).
	Comments:
Notes:		Required
	
		ST~820~000000001	

Data Element Summary
	Ref.	Data	
	Des.	Element	Name	Attributes
M	ST01	143	Transaction Set Identifier Code	M		ID 3/3	
	Code uniquely identifying a Transaction Set	
 	820		Payment Order/Remittance Advice	
M	ST02	329	Transaction Set Control Number	M		AN 4/9	
	Identifying control number that must be unique within the transaction set functional group assigned by the originator for a transaction set	

	Segment:	BPR Beginning Segment for Payment Order/Remittance Advice
	Position:	020
	Loop:
	Level:	Heading
	Usage:	Mandatory
	Max Use:	1
	Purpose:	To indicate the beginning of a Payment Order/Remittance Advice Transaction Set and total payment amount, or to enable related transfer of funds and/or information from payer to payee to occur
	Syntax Notes:	1	If either BPR06 or BPR07 is present, then the other is required.
		2	If BPR08 is present, then BPR09 is required.
		3	If either BPR12 or BPR13 is present, then the other is required.
		4	If BPR14 is present, then BPR15 is required.
		5	If either BPR18 or BPR19 is present, then the other is required.
		6	If BPR20 is present, then BPR21 is required.
	Semantic Notes:	1	BPR02 specifies the payment amount.
		2	When using this transaction set to initiate a payment, all or some of BPR06 through BPR16 may be required, depending on the conventions of the specific financial channel being used.
			BPR06 and BPR07 relate to the originating depository financial institution (ODFI).
		3	BPR08 is a code identifying the type of bank account or other financial asset.
		4	BPR09 is the account of the company originating the payment. This account may be debited or credited depending on the type of payment order.
		5	BPR12 and BPR13 relate to the receiving depository financial institution (RDFI).
		6	BPR14 is a code identifying the type of bank account or other financial asset.
		7	BPR15 is the account number of the receiving company to be debited or credited with the payment order.
		8	BPR16 is the date the originating company intends for the transaction to be settled (i.e., Payment Effective Date).
		9	BPR17 is a code identifying the business reason for this payment.
		10	BPR18, BPR19, BPR20 and BPR21, if used, identify a third bank identification number and account to be used for return items only.
		11	BPR20 is a code identifying the type of bank account or other financial asset.
	Comments:
Notes:		820 remittance advice is sent daily and includes all applicable adjustments as long as adjustments are not larger than payments. 

If adjustments are larger (creating a negative remittance advice), the sender will hold the remittance advice for one business day.  

If negative remittance cannot be offset in one business day, the payer contacts the payee to determine the best remedy.
	
		Required
	
		BPR~I~1000.00~C~FWT~~~~~~~~~~~~20010731	

Data Element Summary
	Ref.	Data	
	Des.	Element	Name	Attributes
M	BPR01	305	Transaction Handling Code	M		ID 1/2	
	Code designating the action to be taken by all parties	
 	I		Remittance Information Only	
M	BPR02	782	Monetary Amount	M		R 1/18	
	Monetary amount	
	The total positive amount (including zero) being sent to Payee.  Monetary Amount must equal the sum of all Detail Position 150 RMR04 elements.	
M	BPR03	478	Credit/Debit Flag Code	M		ID 1/1	
	Code indicating whether amount is positive or negative	
 	C		Credit	
M	BPR04	591	Payment Method Code	M		ID 3/3	
	Code identifying the method for transmitting the payment	
 	ACH		Automated Clearing House (ACH)	
 	FEW		Federal Reserve Funds/Wire Transfer - Repetitive	
 	FWT		Federal Reserve Funds/Wire Transfer - Nonrepetitive	
X	BPR05	812	Payment Format Code	O		ID 1/10	
	Code identifying the payment format to be used	
	 	
 	CCP		Cash Concentration/Disbursement plus Addenda (CCD+) (ACH)	
 	CTX		Corporate Trade Exchange (CTX) (ACH)	
X	BPR06	506	(DFI) ID Number Qualifier	X		ID 2/2	
	Code identifying the type of identification number of Depository Financial Institution (DFI)	
 	01		ABA Transit Routing Number Including Check Digits (9 digits)	
 	02		Swift Identification (8 or 11 characters)	
 	03		CHIPS (3 or 4 digits)	
 	04		Canadian Bank Branch and Institution Number	
X	BPR07	507	(DFI) Identification Number	X		AN 3/12	
	Depository Financial Institution (DFI) identification number	
	Payer's financial institution 	
X	BPR08	569	Account Number Qualifier	O		ID 1/3	
	Code indicating the type of account	
 	DA		Demand Deposit	
X	BPR09	508	Account Number	X		AN 1/35	
	Account number assigned	
	Payer's account number	
X	BPR10	509	Originating Company Identifier	O		AN 10/10	
	A unique identifier designating the company initiating the funds transfer instructions. The first character is one-digit ANSI identification code designation (ICD) followed by the nine-digit identification number which may be an IRS employer identification number (EIN), data universal numbering system (DUNS), or a user assigned number; the ICD for an EIN is 1, DUNS is 3, user assigned number is 9	
	Check with your bank to determine requirements for this field.	
X	BPR11	510	Originating Company Supplemental Code	O		AN 9/9	
	A code defined between the originating company and the originating depository financial institution (ODFI) that uniquely identifies the company initiating the transfer instructions	
	Check with your bank to determine requirements for this field.	
X	BPR12	506	(DFI) ID Number Qualifier	X		ID 2/2	
	Code identifying the type of identification number of Depository Financial Institution (DFI)	
 	01		ABA Transit Routing Number Including Check Digits (9 digits)	
 	02		Swift Identification (8 or 11 characters)	
 	03		CHIPS (3 or 4 digits)	
 	04		Canadian Bank Branch and Institution Number	
X	BPR13	507	(DFI) Identification Number	X		AN 3/12	
	Depository Financial Institution (DFI) identification number	
	Payee's financial institution	
X	BPR14	569	Account Number Qualifier	O		ID 1/3	
	Code indicating the type of account	
 	DA		Demand Deposit	
X	BPR15	508	Account Number	X		AN 1/35	
	Account number assigned	
	Payee's account number	
>>	BPR16	373	Funds Transfer Date	O		DT 8/8	
	Date [CCYYMMDD] when Payee intends for the transaction to be settled	
	The date the originating company intends for the transaction to be settled (i.e., Payment Effective Date).	
X	BPR17	1048	Business Function Code	O		ID 1/3	
	Code identifying the business reason for this payment	
	Check with your bank to determine requirements for this field.	
 	CON		Consumer Third Party Consolidated Payment	
 	VEN		Vendor Payment	
X	BPR18	506	(DFI) ID Number Qualifier	X		ID 2/2	
	Code identifying the type of identification number of Depository Financial Institution (DFI)	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	BPR19	507	(DFI) Identification Number	X		AN 3/12	
	Depository Financial Institution (DFI) identification number	
X	BPR20	569	Account Number Qualifier	O		ID 1/3	
	Code indicating the type of account	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	BPR21	508	Account Number	X		AN 1/35	
	Account number assigned	

	Segment:	TRN Trace
	Position:	035
	Loop:
	Level:	Heading
	Usage:	Optional
	Max Use:	1
	Purpose:	To uniquely identify a transaction to an application
	Syntax Notes:
	Semantic Notes:	1	TRN02 provides unique identification for the transaction.
		2	TRN03 identifies an organization.
		3	TRN04 identifies a further subdivision within the organization.
	Comments:
Notes:		Required
	
		TRN~3~UCP103941	

Data Element Summary
	Ref.	Data	
	Des.	Element	Name	Attributes
M	TRN01	481	Trace Type Code	M		ID 1/2	
	Code identifying which transaction is being referenced	
 	3		Financial Reassociation Trace Number	
	Used when this 820 is for remittance information only	
M	TRN02	127	Payment Reference ID	M		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	
	Unique ID identifying this transaction, created by the originator, enabling cross-reference to ACH payments.  Transaction Reference numbers will only contain uppercase letters (A to Z) and digits (0 to 9); punctuation (spaces, dashes, etc.) must be excluded
	
X	TRN03	509	Originating Company Identifier	O		AN 10/10	
	A unique identifier designating the company initiating the funds transfer instructions. The first character is one-digit ANSI identification code designation (ICD) followed by the nine-digit identification number which may be an IRS employer identification number (EIN), data universal numbering system (DUNS), or a user assigned number; the ICD for an EIN is 1, DUNS is 3, user assigned number is 9	
X	TRN04	127	Reference Identification	O		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	

	Segment:	N1 Name (Payee)
	Position:	070
	Loop:	N1        Optional
	Level:	Heading
	Usage:	Optional
	Max Use:	1
	Purpose:	To identify a party by type of organization, name, and code
	Syntax Notes:	1	At least one of N102 or N103 is required.
		2	If either N103 or N104 is present, then the other is required.
	Semantic Notes:
	Comments:	1	This segment, used alone, provides the most efficient method of providing organizational identification. To obtain this efficiency the "ID Code" (N104) must provide a key to the table maintained by the transaction processing party.
		2	N105 and N106 further define the type of entity in N101.
Notes:		Required
	
		N1~PE~PAYEE COMPANY~1~007191969	

Data Element Summary
	Ref.	Data	
	Des.	Element	Name	Attributes
M	N101	98	Entity Identifier Code	M		ID 2/3	
	Code identifying an organizational entity, a physical location, property or an individual	
 	PE		Payee	
	Receiver of the payment/remittance advice	
>>	N102	93	Name	X		AN 1/60	
	Free-form name	
	Payee Name	
>>	N103	66	Identification Code Qualifier	X		ID 1/2	
	Code designating the system/method of code structure used for Identification Code (67)	
 	1		D-U-N-S Number, Dun & Bradstreet	
 	9		D-U-N-S+4, D-U-N-S Number with Four Character Suffix	
>>	N104	67	Identification Code	X		AN 2/80	
	Code identifying a party or other code	
	Payee D-U-N-S Number or D-U-N-S + 4 Number	
X	N105	706	Entity Relationship Code	O		ID 2/2	
	Code describing entity relationship	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	N106	98	Entity Identifier Code	O		ID 2/3	
	Code identifying an organizational entity, a physical location, property or an individual	
 	40		Receiver	
	Entity to accept transmission	

	Segment:	N1 Name (Payer)
	Position:	070
	Loop:	N1        Optional
	Level:	Heading
	Usage:	Optional
	Max Use:	1
	Purpose:	To identify a party by type of organization, name, and code
	Syntax Notes:	1	At least one of N102 or N103 is required.
		2	If either N103 or N104 is present, then the other is required.
	Semantic Notes:
	Comments:	1	This segment, used alone, provides the most efficient method of providing organizational identification. To obtain this efficiency the "ID Code" (N104) must provide a key to the table maintained by the transaction processing party.
		2	N105 and N106 further define the type of entity in N101.
Notes:		Required
	
		N1~PR~PAYER CO~9~0079111957CRN1	

Data Element Summary
	Ref.	Data	
	Des.	Element	Name	Attributes
M	N101	98	Entity Identifier Code	M		ID 2/3	
	Code identifying an organizational entity, a physical location, property or an individual	
 	PR		Payer	
	Initiator of the payment/remittance advice	
>>	N102	93	Name	X		AN 1/60	
	Free-form name	
	Payer Name	
>>	N103	66	Identification Code Qualifier	X		ID 1/2	
	Code designating the system/method of code structure used for Identification Code (67)	
 	1		D-U-N-S Number, Dun & Bradstreet	
 	9		D-U-N-S+4, D-U-N-S Number with Four Character Suffix	
>>	N104	67	Identification Code	X		AN 2/80	
	Code identifying a party or other code	
	Payer D-U-N-S Number or D-U-N-S + 4 Number	
X	N105	706	Entity Relationship Code	O		ID 2/2	
	Code describing entity relationship	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	N106	98	Entity Identifier Code	O		ID 2/3	
	Code identifying an organizational entity, a physical location, property or an individual	
 	41		Submitter	
	Entity transmitting transaction set	

	Segment:	ENT Entity
	Position:	010
	Loop:	ENT        Optional
	Level:	Detail
	Usage:	Optional
	Max Use:	1
	Purpose:	To designate the entities which are parties to a transaction and specify a reference meaningful to those entities
	Syntax Notes:	1	If any of ENT02 ENT03 or ENT04 is present, then all are required.
		2	If any of ENT05 ENT06 or ENT07 is present, then all are required.
		3	If either ENT08 or ENT09 is present, then the other is required.
	Semantic Notes:
	Comments:	1	This segment allows for the grouping of data by entity/entities at or within a master/masters. A master (e.g., an organization) can be comprised of numerous subgroups (e.g., entities). This master may send grouped data to another master (e.g., an organization) which is comprised of one or more entities. Groupings are as follows:
			(1) Single/Single: Only ENT01 is necessary, because there is a single entity (the sending master) communicating with a single entity (the receiving master).
			(2) Single/Multiple: ENT05, ENT06, and ENT07 would be used to identify the entities within the receiving master. The sending master is a single entity, so no other data elements need be used.
			(3) Multiple/Single: ENT02, ENT03, and ENT04 would be used to identify the entities within the sending master. The receiving master is a single entity, so no other data elements need be used.
			(4) Multiple/Multiple: ENT02, ENT03, and ENT04 would be used to identify the entities within the sending master. ENT05, ENT06, and ENT07 would be used to identify the entities within the receiving master.
			This segment also allows for the transmission of a unique reference number that is meaningful between the entities.
Notes:		Required - There will only be one ENT Loop per 820.
	
		ENT~1	

Data Element Summary
	Ref.	Data	
	Des.	Element	Name	Attributes
>>	ENT01	554	Assigned Number	O		N0 1/6	
	Number assigned for differentiation within a transaction set	
X	ENT02	98	Entity Identifier Code	X		ID 2/3	
	Code identifying an organizational entity, a physical location, property or an individual	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	ENT03	66	Identification Code Qualifier	X		ID 1/2	
	Code designating the system/method of code structure used for Identification Code (67)	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	ENT04	67	Identification Code	X		AN 2/80	
	Code identifying a party or other code	
X	ENT05	98	Entity Identifier Code	X		ID 2/3	
	Code identifying an organizational entity, a physical location, property or an individual	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	ENT06	66	Identification Code Qualifier	X		ID 1/2	
	Code designating the system/method of code structure used for Identification Code (67)	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	ENT07	67	Identification Code	X		AN 2/80	
	Code identifying a party or other code	
X	ENT08	128	Reference Identification Qualifier	X		ID 2/3	
	Code qualifying the Reference Identification	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	ENT09	127	Reference Identification	X		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	

	Segment:	RMR Remittance Advice Accounts Receivable Open Item Reference
	Position:	150
	Loop:	RMR        Optional
	Level:	Detail
	Usage:	Optional
	Max Use:	1
	Purpose:	To specify the accounts receivable open item(s) to be included in the cash application and to convey the appropriate detail
	Syntax Notes:	1	If either RMR01 or RMR02 is present, then the other is required.
		2	If either RMR07 or RMR08 is present, then the other is required.
	Semantic Notes:	1	If RMR03 is present, it specifies how the cash is to be applied.
		2	RMR04 is the amount paid.
		3	RMR05 is the amount of invoice (including charges, less allowance) before terms discount (if discount is applicable) or debit amount or credit amount of referenced items.
		4	RMR06 is the amount of discount taken.
		5	RMR08, if present, represents an interest penalty payment, amount late interest paid, or amount anticipation.
	Comments:	1	Parties using this segment should agree on the content of RMR01 and RMR02 prior to initiating communication.
		2	If RMR03 is not present, this is a payment for an open item. If paying an open item, RMR02 must be present. If not paying a specific open item, RMR04 must be present.
		3	RMR05 may be needed by some payees to distinguish between duplicate reference numbers.
Notes:		Required
	
		RMR~IK~123455~~1000.00
RMR~IK~123455~~-1000.00	

Data Element Summary
	Ref.	Data	
	Des.	Element	Name	Attributes
>>	RMR01	128	Reference Identification Qualifier	X		ID 2/3	
	Code qualifying the Reference Identification	
 	IK		Invoice Number	
	SRBO ONLY; Invoice number from the BIG02 of the 810 Invoice	
>>	RMR02	127	Reference Identification	X		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	
	Invoice Number, Customer Account ID, or SD ID	
	RMR03	482	Payment Action Code	O		ID 2/2	
	Code specifying the accounts receivable open item(s), if any, to be included in the cash application.	
 	AJ		Adjustment	
	The use of AJ is limited to the following:  a) Payment was made to the wrong vendor, or b) Duplicate Payment	
 	PO		Payment on Account	
>>	RMR04	782	Net Amount Paid	O		R 1/18	
	Monetary amount	
	Payment or adjustment amount - the sum of all Detail Position 150 RMR04 elements must equal the amount in Header Position 020 BPR02.  Please see the Notes section in the BPR Segment for instructions on how to handle a negative remittance.	
	RMR05	782	Discount Amount	O		R 1/18	
	Monetary amount	
	RMR06	782	Original Invoice Amount	O		R 1/18	
	Monetary amount	
	RMR07	426	Adjustment Reason Code	X		ID 2/2	
	Code indicating reason for debit or credit memo or adjustment to invoice, debit or credit memo, or payment	
 	26		Invoice Cancelled	
 	72		Authorized Return	
 	CS		Adjustment	
 	IF		Insufficient Funds	
	RMR08	782	Adjustment Amount	X		R 1/18	
	Monetary amount	
	Signed if negative, amount in RMR04 will always be the same as the amount in RMR08.  The adjustment amount is only populated if there is an adjustment to be made.	
	??? Need to determine how to handle disputed amounts.	

	Segment:	REF Reference Identification [6O:Usage Unique ID]
	Position:	170
	Loop:	RMR        Optional
	Level:	Detail
	Usage:	Optional
	Max Use:	>1
	Purpose:	To specify identifying information
	Syntax Notes:	1	At least one of REF02 or REF03 is required.
		2	If either C04003 or C04004 is present, then the other is required.
		3	If either C04005 or C04006 is present, then the other is required.
	Semantic Notes:	1	REF04 contains data relating to the value cited in REF02.
	Comments:
Notes:		Cross-Reference numbers will only contain uppercase letters (A to Z) and digits (0 to 9).  Note that punctuation (spaces, dashes, etc.) must be excluded.
	
		The cross-reference number originally transmitted in the 867 in the BPT02 must be sent in the BIG05 of the 810 and in the RMR loop  REF~6O of the 820.
Late Payment Charge Invoice: Not Used
Outstanding discretionary charge after final bill: Not Used

		REF~6O~2348400586	

Data Element Summary
	Ref.	Data	
	Des.	Element	Name	Attributes
M	REF01	128	Reference Identification Qualifier	M		ID 2/3	
	Code qualifying the Reference Identification	
 	6O		Cross Reference Number	
	Unique cross-reference number to link 820 payment to 867 - BPT02, and 810 - BIG05.	
>>	REF02	127	Usage Unique ID	X		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	
	Cross Reference Number	
X	REF03	352	Description	X		AN 1/80	
	A free-form description to clarify the related data elements and their content	
X	REF04	C040	Reference Identifier	O			
	To identify one or more reference numbers or identification numbers as specified by the Reference Qualifier	
X	C04001	128	Reference Identification Qualifier	M		ID 2/3	
	Code qualifying the Reference Identification	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	C04002	127	Reference Identification	M		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	
X	C04003	128	Reference Identification Qualifier	X		ID 2/3	
	Code qualifying the Reference Identification	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	C04004	127	Reference Identification	X		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	
X	C04005	128	Reference Identification Qualifier	X		ID 2/3	
	Code qualifying the Reference Identification	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	C04006	127	Reference Identification	X		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	

	Segment:	REF Reference Identification (Q5:SD ID)
	Position:	170
	Loop:	RMR        Optional
	Level:	Detail
	Usage:	Optional
	Max Use:	>1
	Purpose:	To specify identifying information
	Syntax Notes:	1	At least one of REF02 or REF03 is required.
		2	If either C04003 or C04004 is present, then the other is required.
		3	If either C04005 or C04006 is present, then the other is required.
	Semantic Notes:	1	REF04 contains data relating to the value cited in REF02.
	Comments:
Notes:		Required
	
		REF~Q5~~10111111234567890ABCDEFGHIJKLMNOPQRS	

Data Element Summary
	Ref.	Data	
	Des.	Element	Name	Attributes
M	REF01	128	Reference Identification Qualifier	M		ID 2/3	
	Code qualifying the Reference Identification	
 	Q5		Property Control Number	
	Electric Service Identifier (ESI ID)	
X	REF02	127	Reference Identification	X		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	
	ESI ID	
>>	REF03	352	Description	X		AN 1/80	
	A free-form description to clarify the related data elements and their content	
	SD ID	
X	REF04	C040	Reference Identifier	O			
	To identify one or more reference numbers or identification numbers as specified by the Reference Qualifier	
X	C04001	128	Reference Identification Qualifier	M		ID 2/3	
	Code qualifying the Reference Identification	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	C04002	127	Reference Identification	M		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	
X	C04003	128	Reference Identification Qualifier	X		ID 2/3	
	Code qualifying the Reference Identification	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	C04004	127	Reference Identification	X		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	
X	C04005	128	Reference Identification Qualifier	X		ID 2/3	
	Code qualifying the Reference Identification	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	C04006	127	Reference Identification	X		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	

	Segment:	REF Reference Identification (11:Non-Billing Party Account ID)
	Position:	170
	Loop:	RMR        Optional
	Level:	Detail
	Usage:	Optional
	Max Use:	>1
	Purpose:	To specify identifying information
	Syntax Notes:	1	At least one of REF02 or REF03 is required.
		2	If either C04003 or C04004 is present, then the other is required.
		3	If either C04005 or C04006 is present, then the other is required.
	Semantic Notes:	1	REF04 contains data relating to the value cited in REF02.
	Comments:
Notes:		Account numbers will only contain uppercase letters (A to Z) and digits (0 to 9).  Note that punctuation (spaces, dashes, etc.) must be excluded, and leading and trailing zeros that are part of the account number must be present.
	
		Required
	
		REF~12~3940193248	

Data Element Summary
	Ref.	Data	
	Des.	Element	Name	Attributes
M	REF01	128	Reference Identification Qualifier	M		ID 2/3	
	Code qualifying the Reference Identification	
 	11		Account Number	
	Number identifies a telecommunications industry account	
	Indicates Supplier-assigned account number for the customer.	
>>	REF02	127	Reference Identification	X		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	
	Account Number	
X	REF03	352	Description	X		AN 1/80	
	A free-form description to clarify the related data elements and their content	
X	REF04	C040	Reference Identifier	O			
	To identify one or more reference numbers or identification numbers as specified by the Reference Qualifier	
X	C04001	128	Reference Identification Qualifier	M		ID 2/3	
	Code qualifying the Reference Identification	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	C04002	127	Reference Identification	M		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	
X	C04003	128	Reference Identification Qualifier	X		ID 2/3	
	Code qualifying the Reference Identification	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	C04004	127	Reference Identification	X		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	
X	C04005	128	Reference Identification Qualifier	X		ID 2/3	
	Code qualifying the Reference Identification	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	C04006	127	Reference Identification	X		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	

	Segment:	REF Reference Identification (45:Old Billing Party Account ID)
	Position:	170
	Loop:	RMR        Optional
	Level:	Detail
	Usage:	Optional
	Max Use:	>1
	Purpose:	To specify identifying information
	Syntax Notes:	1	At least one of REF02 or REF03 is required.
		2	If either C04003 or C04004 is present, then the other is required.
		3	If either C04005 or C04006 is present, then the other is required.
	Semantic Notes:	1	REF04 contains data relating to the value cited in REF02.
	Comments:
Notes:		Account numbers will only contain uppercase letters (A to Z) and digits (0 to 9).  Note that punctuation (spaces, dashes, etc.) must be excluded, and leading and trailing zeros that are part of the account number must be present.
	
		Utility Initiated 820: Required if the Utility Account Number has changed within the
                                  last 90 days.
Other 820s: Not Used
	
		REF~45~1105687500	

Data Element Summary
	Ref.	Data	
	Des.	Element	Name	Attributes
M	REF01	128	Reference Identification Qualifier	M		ID 2/3	
	Code qualifying the Reference Identification	
 	45		Old Account Number	
	Identifies accounts being changed	
	Utility's previous account number for the customer.	
>>	REF02	127	Reference Identification 	X		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	
	Account Number	
X	REF03	352	Description	X		AN 1/80	
	A free-form description to clarify the related data elements and their content	
X	REF04	C040	Reference Identifier	O			
	To identify one or more reference numbers or identification numbers as specified by the Reference Qualifier	
X	C04001	128	Reference Identification Qualifier	M		ID 2/3	
	Code qualifying the Reference Identification	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	C04002	127	Reference Identification	M		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	
X	C04003	128	Reference Identification Qualifier	X		ID 2/3	
	Code qualifying the Reference Identification	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	C04004	127	Reference Identification	X		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	
X	C04005	128	Reference Identification Qualifier	X		ID 2/3	
	Code qualifying the Reference Identification	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	C04006	127	Reference Identification	X		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	

	Segment:	REF Reference Identification (QY:Service Type)
	Position:	170
	Loop:	RMR        Optional
	Level:	Detail
	Usage:	Optional
	Max Use:	>1
	Purpose:	To specify identifying information
	Syntax Notes:	1	At least one of REF02 or REF03 is required.
		2	If either C04003 or C04004 is present, then the other is required.
		3	If either C04005 or C04006 is present, then the other is required.
	Semantic Notes:	1	REF04 contains data relating to the value cited in REF02.
	Comments:
Notes:		Universal Identifiers will only contain uppercase letters (A to Z) and digits (0 to 9). Note that punctuation (spaces, dashes, etc.) must be excluded.
	
		Required if available
	
		REF~5E~73913859308	

Data Element Summary
	Ref.	Data	
	Des.	Element	Name	Attributes
M	REF01	128	Reference Identification Qualifier	M		ID 2/3	
	Code qualifying the Reference Identification	
 	QY		Service Performed Code	
	Number indicating the type of service performed to repair a product	
	Service Type (Electric or Gas)	
>>	REF02	127	Reference Identification	X		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	
	Identifies service type:  'ELECTRIC' or 'GAS' are only valid values.	
X	REF03	352	Description	X		AN 1/80	
	A free-form description to clarify the related data elements and their content	
X	REF04	C040	Reference Identifier	O			
	To identify one or more reference numbers or identification numbers as specified by the Reference Qualifier	
X	C04001	128	Reference Identification Qualifier	M		ID 2/3	
	Code qualifying the Reference Identification	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	C04002	127	Reference Identification	M		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	
X	C04003	128	Reference Identification Qualifier	X		ID 2/3	
	Code qualifying the Reference Identification	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	C04004	127	Reference Identification	X		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	
X	C04005	128	Reference Identification Qualifier	X		ID 2/3	
	Code qualifying the Reference Identification	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	C04006	127	Reference Identification	X		AN 1/30	
	Reference information as defined for a particular Transaction Set or as specified by the Reference Identification Qualifier	

	Segment:	DTM Date/Time Reference [809:Date Posted]
	Position:	180
	Loop:	RMR        Optional
	Level:	Detail
	Usage:	Optional
	Max Use:	>1
	Purpose:	To specify pertinent dates and times
	Syntax Notes:	1	At least one of DTM02 DTM03 or DTM05 is required.
		2	If DTM04 is present, then DTM03 is required.
		3	If either DTM05 or DTM06 is present, then the other is required.
	Semantic Notes:
	Comments:

Data Element Summary
	Ref.	Data	
	Des.	Element	Name	Attributes
M	DTM01	374	Date/Time Qualifier	M		ID 3/3	
	Code specifying type of date or time, or both date and time	
 	809		Posted	
	DTM02	373	Date	X		DT 8/8	
	Date expressed as CCYYMMDD	
X	DTM03	337	Time	X		TM 4/8	
	Time expressed in 24-hour clock time as follows: HHMM, or HHMMSS, or HHMMSSD, or HHMMSSDD, where H = hours (00-23), M = minutes (00-59), S = integer seconds (00-59) and DD = decimal seconds; decimal seconds are expressed as follows: D = tenths (0-9) and DD = hundredths (00-99)	
X	DTM04	623	Time Code	O		ID 2/2	
	Code identifying the time. In accordance with International Standards Organization standard 8601, time can be specified by a + or - and an indication in hours in relation to Universal Time Coordinate (UTC) time; since + is a restricted character, + and - are substituted by P and M in the codes that follow	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	DTM05	1250	Date Time Period Format Qualifier	X		ID 2/3	
	Code indicating the date format, time format, or date and time format	
	Refer to 004010 Data Element Dictionary for acceptable code values.	
X	DTM06	1251	Date Time Period	X		AN 1/35	
	Expression of a date, a time, or range of dates, times or dates and times	

	Segment:	SE Transaction Set Trailer
	Position:	010
	Loop:
	Level:	Summary
	Usage:	Mandatory
	Max Use:	1
	Purpose:	To indicate the end of the transaction set and provide the count of the transmitted segments (including the beginning (ST) and ending (SE) segments)
	Syntax Notes:
	Semantic Notes:
	Comments:	1	SE is the last segment of each transaction set.
Notes:		Required
	
		SE~28~000000001	

Data Element Summary
	Ref.	Data	
	Des.	Element	Name	Attributes
M	SE01	96	Number of Included Segments	M		N0 1/10	
	Total number of segments included in a transaction set including ST and SE segments	
M	SE02	329	Transaction Set Control Number	M		AN 4/9	
	Identifying control number that must be unique within the transaction set functional group assigned by the originator for a transaction set